Unsecured debt
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In finance unsecured debt refers to any type of debt or general obligation that is not Collateral (finance) by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation In the event of the bankruptcy of the borrower, the unsecured creditors will have a general claim on the assets of the borrower after the specific pledged assets have been assigned to the secured loan although the unsecured creditors will usually realize a smaller proportion of their claims than the secured creditors. In some legal systems, unsecured creditors who are alsoindebted to the insolvent debtor are able (and in some jurisdictions, required) to Set-off (law) the debts, which actually puts the unsecured creditor with a matured liability to the debtor in a pre-preferential position.

Examples

* Unsecured Loanshttp://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre19.shtml] :Also called signature loansor personal loans.These loans are often used by borrowers for small purchases such as computers, home improvements, vacations or unexpected expenses.http://www.personalloans.org/guide/the-top-3-reasons-people-use-personal-loans/ * Credit Cards * Medical Bills ==See also== *[[high-yield debt]] ==References== {{reflist}} [[Category:Fixed income securities]] [[id:Pinjaman tanpa jaminan]] [[sr:Зеленашки уговор]]

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